About Fund Hut

Fund Hut is a free dollar-cost averaging calculator that simulates regular fund investing and compares it with a lump-sum investment.

What you can do on Fund Hut

• DCA Return Calculator – Project the value of fixed monthly investments over time.
• DCA vs Lump Sum – Compare investing monthly with investing the same total at once.
• Sensitivity Analysis – See how different annual returns change the final value.
• Monthly Breakdown – Track cumulative contributions, portfolio value and gain month by month.

Open the Dollar Cost Averaging Calculator

How it works

• Free to use: no account, sign-up or payment is required.
• All simulations run locally in your browser. The amounts and returns you enter are not sent to our servers.
• Works in modern desktop and mobile browsers, with nothing to install.
• The interface is available in English and Chinese.
• The site is supported by advertising, which keeps every tool free.

Who runs Fund Hut

Fund Hut is an independent project run by a solo developer. The goal is simple: fast, uncluttered tools that respect your privacy, open instantly and never ask you to register.

Why we built it

Regular monthly investing in index or mutual funds is one of the most common long-term strategies, but it is hard to see how time and return assumptions shape the result. Fund Hut simulates dollar-cost averaging and compares it with lump-sum investing, so you can reason about a plan before committing money.

Feedback

If something does not work as expected, or you would like a new option, let us know via the Contact page. Every message is read.